On the tenth day of Christmas my true love gave to me…an escape route.

Before the holidays come to an end, it is likely that some of you will feel your inner Holden Caulfield and will need an escape route. Wouldn’t it be nice if in life we had pre-planned escape routes? We need someone to make an announcement, “In case of an emotional, personal or stress related emergency, you can find exits here, here and here.”

Why not set some up in advance? The need to get away from things isn’t limited to needing to escape the holidays, family, in-laws or out-laws. There is a need for each of us to escape our normal day-to-day. No matter where you live, where you work or where you went for Christmas vacation…we all need a day of R & R our way! Choose the path you want, but get out into nature. Find a river, a beach, a stream or a trail…and follow it. You’ll be amazed at the secrets you can unlock in yourself when you spend time in the wild!

This is the tenth post in this series, let me recommend you first read ‘Twelve Debts of Christmas‘, ‘Family Holiday Ground Rules’, ‘1 Million Dollars’‘A Mental Breakdown’‘Equity’, ‘Freedom’‘Entertainment’, ‘Time’ and ‘Tech Free Space’.

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On the ninth day of Christmas my true love gave to me…a tech free space.

I looked around the room to see five people all facing the middle of the room, the television showing a movie we were watching ‘together’. It should have been a great shared experience, but for the five people in the room there were five devices. There was information exchange going on, but not with the people in the room. After an hour we could tell you just what our Facebook friends were thinking, but we hadn’t spoken a word. Yes, I too am guilty as I looked up from checking football scores on my smart phone to see the other four people on five devices. Being a Gen Xer, I immediately stopped using mine and began to judge everyone else.

We travel to make the holidays with family. We save through the year, we try to make a good plan and stick to it…then when we arrive we ask for the wi-fi password within an hour of arriving and continue our obsession with technology. Checking Facebook to see who posted the cutest Christmas picture. Tweeting to our friends that we have arrived.  Surfing the internet…or writing another Blog post in your current series. This is a cultural phenomenon that has no end in sight, so its important to accept and adapt to the new construct.

One adaptation that we have in our house all the time is one living area dedicated as a technology free zone. We do have a phone there, but  it is a vintage 1980s Mickey Mouse phone, cord and all! The fire burns bright, warming the room with a natural heat  that warms the soul as much as the skin. The chairs are set for a conversation and the room as a whole beckons you to sit down and read a book, catch up with an old friend or take a nap on a winter’s afternoon. This room is a sacred place in our house. It is a room out of time where all of the ‘conveniences’ of our modern age are forbidden.

We also ban technology use at the dinner table. If you are the host, it is important to set some ground rules for where device use is allowed. This also provides a polite way of helping those who feel that everyone at the dinner table needs to hear their entire phone conversation. In fact, I don’t care about how important you are that your work has to call you on a holiday. I do care that if you are talking/texting/Facebooking, etc. while you are at the dinner table you cause a distraction that becomes part of the conversation. It is better to politely excuse yourself and move into a more appropriate area.

Technology is awesome! Using it appropriately and with time constraints is even better. Don’t let your entire holiday be wasted in a techno vortex…find the joy in a tech free space!

This is the ninth post in this series, let me recommend you first read ‘Twelve Debts of Christmas‘, ‘Family Holiday Ground Rules’, ‘1 Million Dollars’‘A Mental Breakdown’‘Equity’, ‘Freedom’‘Entertainment’ and ‘Time’.

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On the eighth day of Christmas my true love gave to me…time.

The holidays bring such an onslaught of busy-ness that we often forget to spend time with the most important people in our lives, our families. In the hustle and bustle of the season, in the family politics, the office parties and making sure that we have everything accomplished it is all to easy to lose track of time and reach the end of the season and a new year without reconnecting with family and friends.

If you read this and realize you have made it through Thanksgiving and Christmas and have failed to give yourself time to enjoy the moment, take a moment to read the article below and find a plan to live the last three days of 2014 to the fullest!

Today I have the opportunity to share with you work by China Sojourns Photography that speaks the the fleeting nature of time and calls on us to live in this moment.

The only time we have is now, this nano-second of the present to live, where all we were andwill be is defined within this perfect moment to shine. As Heidegger called it: “the moment of vision”

Being Time in Kenya with Heidegger.

This is the eigth post in this series, let me recommend you first read ‘Twelve Debts of Christmas‘, ‘Family Holiday Ground Rules’, ‘1 Million Dollars’‘A Mental Breakdown’‘Equity’, ‘Freedom’ and ‘Entertainment’.

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On the seventh day of Christmas my true love gave to me…entertainment.

Entertainment is a form of escape. It takes on different forms and most of them do not involve work. So, when someone is watching an awesome bowl game between two college teams with as much back story drama as ’50 Shades of Grey’ (I presume…that is not a book I have read), it seems like just another bowl game in the overwhelming field of bowl games. Sometimes you can’t see or don’t know that this game is between Penn State, a school that has overcome incredible adversity to simply make it to a bowl game, much less to win a thriller in overtime against a very good Boston College team. It was an epic comeback story. If ‘The Natural’ has ever happened in college sports, it happened last night in the Pinstripe bowl. Overcoming all adversity to play in a game that matters little on the national stage, but one where you can show what you’re made of. As SI put it, “Penn State didn’t just return to the postseason, it emerged victorious.”

The game comes to life even more when you think of the seniors who chose to stay with the program during its darkest hours. They were all given the freedom to transfer anywhere they wanted, and maintain their scholarships. They could literally walk into any college in America and Penn State had to pay the tab. Many chose to walk away. For those seniors who stuck it out, they now have a place in the lore of college football and certainly will be remembered forever in Happy Valley.

So, I’m not just watching a football game. I’m seeing history in the making. Something that will be forever talked about in hushed tones now has its silver lining. There is no way to repay the debt owed to those families, but there is a new dawn for a program that was in peril of not existing at all for a period of time.

At the holidays, people choose different forms of escape. If you want to go shopping, go. If you want to watch a movie, do it! If you want to play games, awesome. I can do any or all of those things at times…the main thing is to let your spouse have their entertainment in the way they like it without commenting on the usefulness of it. College football isn’t for everyone, but for me last night I remembered that all adversity can be overcome, that the Phoenix can rise from the ashes and that these amazing stories are the basis for any great form of entertainment.

This is the seventh post in this series, let me recommend you first read ‘Twelve Debts of Christmas‘, ‘Family Holiday Ground Rules’, ‘1 Million Dollars’‘A Mental Breakdown’‘Equity’ and ‘Freedom’.

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On the sixth day of Christmas, my true love gave to me…freedom.

As our kids and I stood in the Lubbock airport and watch mommy go through security, I am struck by the difference that almost ten years of marriage makes. She is going to visit her family that is in need of her company at a time when she needs some time to slow down and enjoy the journey. She needs to go on her own.

Its a bit of a trip back in time whenever we visit family, never more so than when we do it on our own. Old family dynamics come to life and it may seem like a moment that you are back in your childhood and adolescence with all the good and bad. My wife and I chose nine years ago to travel this life together hand in hand, not cuffed together. Last year I spent three weeks studying Spanish in Mexico and she stayed home and this holiday season she is going to visit family while I take care of the kids.

Freedom. Something that we all value so much, as humans and particularly as Americans. For our early life we are required to obey the rules of our parents, their house rules and to listen respectfully as our grandparents, aunts, uncles and all sorts of other folks like teacher, coaches and preachers give us advice. This continues until we go to college and all those years of fighting for our freedom and often rebelling against all of our social constraints. In my life this came to a head in college where I had to combine work, parental support and financial aid to get through college. Some of my best friendships were developed during these formative years. I found myself and learned how to behave in groups that were not my family. It was a great experience.

Following college, I had several years of bachelorhood. I had some roommates to help with the bills, but I was free to do what I wanted, when I wanted. This continued through a variety of relationships and the moment I felt any relationship was tying me down it ended abruptly. Freedom and independence was the rule of the day and I reveled during that time.

Then I met my future wife. Once we walked down the aisle, like most newlyweds, we had a honeymoon and settled into our new life. Where we were joined at the hip, especially when it came to travel and holidays. If one of us was spending a week with our parents, both of us were doing that. Then we had kids and the time that we needed to spend with family and that family chose to spend with us inexplicably went up. Now, this can be a bit daunting when you consider that both myself and my wife were only a few years earlier completely footloose and fancy free. In my family when we are together there are a variety of tasks to do and outings to take. We work on something, clean up or clear out something, go shooting, drives in the country, whatever…not all families have outings during the holidays. They may only leave the house when absolutely necessary or during planned family excursions. This leaves little time for our individual moments to clear our thoughts.

The real breakthrough comes when you realize that while you are partners, there isn’t an iron clad rule that you have to go everywhere together. My wife can visit her family without me and I can do the same without her. Neither family should take offense. As my wife and I came to realize after we stopped going on all family visits together, it more closely re-enacts our old family dynamic and makes folks more comfortable. Its not to say that everyone doesn’t enjoy the in-laws, but there is something to say for allowing the original family dynamic to continue to exist in its own form. Let me fight with my siblings and you can fight with your sisters…its really none of the spouses business.

Freedom is important. Don’t feel obligated to spend every vacation with the in-laws. Equally, if they come to visit, take a day or two to do something on your own. In the end everyone will have a better time. Parents get to talk to their kid without the spouse there and the spouse gets a vacation as well.

Enjoy time with your family as a whole…and don’t feel guilty when you need time alone or time with the family of your childhood. Freedom is a good thing!

This is the sixth post in this series, let me recommend you first read ‘Twelve Debts of Christmas‘, ‘Family Holiday Ground Rules’, ‘1 Million Dollars’‘A Mental Breakdown’ and ‘Equity’.

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On the fifth day of Christmas my true love gave to me…equity.

This is the fifth post in this series, let me recommend you first read ‘Twelve Debts of Christmas‘, ‘Family Holiday Ground Rules’, ‘1 Million Dollars’ and ‘A Mental Breakdown’.

Okay, okay lets be honest this doesn’t really happen, right? Equity in time, spending, etc. is impossible to find between two families that are going to be different no matter what you do. One of the biggest breakthroughs we made in our family is when we stopped discussing days and hours with family. It just won’t be even…no matter what you do. Accept that and then work on what you CAN do to make the holidays work for your family.

  1. Agree to the holiday travel schedule in advance.
    1. We work to alternate Thanksgiving with one family, then Christmas with the other. When our families were within a days drive we might be able to spend some additional time at Christmas. If your families are farther apart than a days drive, trying to split one holiday is likely stressing everyone out.
    2. Agree in advance to what you are going to do. Make sure you have a good idea of ACTUAL times to travel based on your best possible resources. Don’t take Uncle Del’s estimation of how long it will take to get somewhere. You see, I have made this mistake before and I don’t plan to make it again.
    3. Think about times you want to travel. Are you better at driving in the morning or at night? Do you alternate drivers? Traffic must be considered.
  2. Stick to it! No matter what anyone says, how much guilt you are handed or the ‘well you know Aunt Patsy is coming in with your cousins and she would just love to see you all’. The answer is no. If relatives are coming to visit, wonderful. Here is our schedule.

While these changes may be unpopular in some cases (and Aunt Mary Jane may never forgive you) the reality is that you have to deal with your family every day. You will be surprised how much people understand you doing what you need to do. If they don’t understand, then as my Grandma used to say, “Well if they’re talking about me, its taking the pressure off of someone else”!

On the sixth day of Christmas my true love gave to me…my house full of family.

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On the fourth day of Christmas my true love gave to me…a mental breakdown.

‘Depression and Christmas just don’t go’ http://www.bbc.co.uk/news/blogs-ouch-30433361
I ran across this great piece on the BBC this morning.
Mental health is an important part of the holidays and if you choose not to care for yourself, your emotional bank account will feel overdrawn and the spirit of Christmas will be lost.

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On the second day of Christmas my true love gave to me…family holiday ground rules.

The second debt of Christmas is to your immediate family. There are so many things that pull on you during the holidays and you have to develop family ground rules to deal with those issues. These are general rules on behavior, which I am sure you already have in some form. Once you determine what they are, you have to decide if they are working for your family. These rules are constantly re-negotiated, but if you see them as common rules of engagement, and they have to be applied equally within your immediate family. They also provide the terms of engagement for both sets of parents, siblings, cousins, etc.

Are you tearing yourself up trying to get to every family event, any time you are requested? When was the last time you told your family that you just couldn’t make it. On the other hand, do you constantly look for any excuse possible to escape interaction with your own family or the in-laws? Do you spend equal amounts on everyone or do you favor one family or the other. Do you work to spend precisely the same amount of time with each family, making you more automaton than human or do you purposefully not visit or limit visit times to one side of your family? All of these issues are tough and have no simple answers, but setting family ground rules will give you a basis for discussion and understanding.

  1. Where are we going to spend the holidays?
    1. Do you alternate holidays with family members? My family has a rotation where every other year we are with each set of parents. Thus in 2014 her family has Thanksgiving and my family has Christmas. In 2015 those will be swapped.
    2. Can you visit them both on one holiday? For several years our families lived close enough together that over Christmas and New Years we would visit both. Those days have passed, but I still wonder if skipping Thanksgiving travel all together and doing all our travel at Christmas would be better.
    3. Based on your work schedule and the parental units retirement status, it may make more sense to host the holidays.
  2. Are we going to spend equally on our families?
    1. Families have different expectations and gifting habits. One family may split all costs for food, outings, eating out, etc. equally between everyone. In other families the parents may offers to pay for everything to do with your visit. It is easy to compare and contrast families, DON’T DO IT! Realize that families are different. One is not better than another, but they have different priorities and their own unique dynamics.
    2. A ground rule that I feel is very important is that you spend equally on everyone. You may have more family members, which would throw the numbers off, but spending should be equitable between families. So, if I budget to spend $25.00 on my sister, then I expect my spouse to spend $25.00 on her sister and vice versa.
  3. What day will we celebrate the holiday.
    1. This is always the issue of the random aunt who can’t make it on Christmas day or the guy who has to work on the 24th, so maybe you have Christmas on the 26th. You have to roll with the family where you are celebrating somewhat, but the reality is that you owe it to your immediate family to do what is best for them regardless of other influences.
  4. I have somewhat purposefully skipped the part about what you will teach your kids about the celebration of various holidays. If you are part of a family with a amalgam of religious beliefs, it is important to decide how you will handle holidays. That is such a big issue that it would be hard to write about it here and I am not a good source on that as my wife and I have similar (albeit sometimes considerably different) religious histories.

None of these discussions should be contentious, but we are human and they will be. Once you decide what is best for your immediate family, tell your other family members what you decided. They don’t get input into the decision that your immediate family makes. This is one area where parents have to lead. You can listen to your parents or grandparents or siblings input, but always do what is best for your family in the end.

On the third day of Christmas we learned how to reduce the stress of the holidays through planning, saving and implementing a holiday budget. Read more: ‘On the third day of Christmas my true love gave to me…one million dollars’.

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On the Third Day of Christmas my True Love Gave to me…one million dollars.

If this is the first post you are reading in this series, let me recommend you first read ‘Twelve Debts of Christmas‘ and ‘Family Holiday Ground Rules’

The third debt of Christmas is just that, debt. Anytime you have debt there are inherent issues.  The first is obvious, you don’t have as much money to save or spend because you must repay your debts. Unless you have $1,000,000.00, this pressure takes away the joy in many things. It never seems to have as much of an impact as at Christmastime. You want to buy your kid the toy they are asking for, but you don’t have the money…you would really like to go see your family, but putting a tank of gas per credit card on three credit cards to stay under the limit is daunting. You want to buy your co-workers some nice gifts, but when you go to the cash register you hope and pray as they swipe the card. If you haven’t been there, count yourself lucky. For most of us, at least once in our lives, we have been stretched too far and have concerns about our debt.

These concerns, particularly if you continue to repeat the same mistakes can cause a variety of health problems as well. According to an article titled, ‘High Debt Could Be Hazardous to your Health’  by Erin White, “A new Northwestern Medicine® study has found that high financial debt is associated with higher diastolic blood pressure and poorer self-reported general and mental health in young adults.” Is it really worth it? Christmas 2014 is almost in the books, but what about Christmas 2015, 2016, 2032…will you still be sweating it then? The answer is that unless you take steps to change, there will never be enough money and you will always be stressed out!

How much will you spend next year?

  1. Start with how much you spent this year.
  2. Put those numbers in this handy dandy Excel Holiday budget I created.
  3. Once you finish with what you want to spend, then figure out how long and how much you’ll need to save.
  4. Can you meet your spending goal through saving?
  5. If the answer is yes, then skip to step 7! If the answer is no, then move to step 6 and repeat until you reach a balanced holiday budget.
  6. You can’t save enough for what you want to spend. You have two options.
    1. Make more money by getting a second job or some other path.
    2. Cut your spending.
      1. From personal experience this is the better option. Working extra jobs will increase other stressors in your life and you’ll just end up replacing one stress with another.
  7. Set your accounts to take care of it automatically and know that you won’t have to worry about it next year.
    1. We have a special account for this savings through Ally Bank. We use their checking account and the debit card that goes with it for Holiday spending. We also save for vacations and other fun things on this card so we can easily tell where we are on savings.
    2. If we fall off the wagon one month, because life happens, then we work to figure out a way to get back on goal or cut our expenses.
  8. Now that you have your plan set, it may be good to share with your family members what you’ve done. You don’t need to announce it, but as someone mentions their stress, let them know that you’ve had to set your budget and stick to it. This will help them better understand, especially if this process will significantly impact your holiday gifting. You don’t want your kids to expect and ask for a $500.00 gift if you have $150.00 budgeted for their gift.
  9. Pat yourself on the back! While it may not be an easy path, future holidays will have less stress and you can actually enjoy the holiday without the worry about how you will make it through January when all the credit card bills come due.

Remember, no amount of money will buy love…and in the end, that is the true spirit of the holidays. Its not about the amount you spend, but the joy that you bring to others lives…the spending is simply a way to show you care.

Tomorrow’s post will be about equity. This seems to be a real touchy subject in many families and one that is an important part of holiday stress!

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Twelve debts of Christmas.

Over the next twelve days I will be writing about the twelve debts of Christmas. If you are feeling overwhelmed by the holidays, no matter if it is financial, emotional, mental or simply exhaustion these posts are for you! So let’s get started.

1. The first debt is to yourself. You have likely committed to too much for too many for too long. So many friends and even myself in years past get to Christmas only to find that all of the preparation was hollow. The gifts are shortly discarded, seeing the family may not be all you thought it would be, so you get to December 25th or 26th and realize that Christmas has come and gone. It is all over, but you have exhausted yourself and your resources and committed yourself to paying for the holidays well into the new year.

TAKE A STEP BACK. Just for a minute think about what you are doing.

  1. Why are you overspending the money you have to spend. Instead of spending freely what you can you spend grudgingly what you do not.
  2. Do your family and friends care for you so little that they would want this stress on you? If the answer is ‘no’, then you have to assume they would still love you even if you were under budget!
  3. Are you willing to continue to have a stressful holiday season for the rest of your life? There is no holiday that will magically be ‘better’. If you don’t change, you can’t expect anything else to change.
  4. Commit to change! If you plan to continue what you have been doing, then please stop reading now. If you are tired of the status quo and would like to reclaim your JOY at Christmas, then check the Family Holiday Ground Rules post where we will discuss setting your ground rules for next year and (if you have them) getting your spouse or partner on board!
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